UDI vs IVV

AUDI

BIVV

Measures won3–2UDI wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV

Lowest cost0.03%IVV · $3 on $10k

Most income2.62%UDI · $262 on $10k

Smallest drop−6.5%UDI · worst fall in 1Y

Held in common6.8%UDI and IVV

UDI

IVV

USCF Dividend Income ETF · $3MiShares Core S&P 500 ETF · $853B

+20.9%3 years · per year$17,656 · $18,084+21.8%

[…]5 years · per year[…] · $17,177+11.4%

0.65%Expense ratio$65 · $3 on $10k · lower wins0.03%

2.62%12-mo yield$262 · $114 on $10k1.14%

−6.5%Worst dropSmaller wins−8.9%

10.2%VolatilityLower wins13.6%

3–2UDI wins

$10,000 · 5 yearsOne scale

Shared top holdingsUDI · IVV

3.7%JNJ1.0%

3.6%ABBV0.8%

2.2%CSCO0.6%

2.4%KO0.6%

Held in common6.8%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	AUDI	USCF Dividend Income ETFRead Desk		0.65%	2.62%	−0.5%	+17.0%	+23.7%	+20.9%	new	−6.5%	$3M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	AUDI	USCF Dividend Income ETFRead Desk		0.65%	2.62%	−0.5%	+17.0%	+23.7%	+20.9%	new	−6.5%	$3M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

UDI vs IVV

UDI

USCF Dividend Income

[…]

IVV

iShares Core S&P 500

$17,177

MeasureUDIIVV

Fee0.65%0.03%

Cost on $10k a year$65$3

Yield2.62%1.14%

5 years, per year[…]+11.4%

3 years, per year+20.9%+21.8%

Worst drop · 1Y−6.5%−8.9%

Volatility · 1Y10.2%13.6%

3–2measures won
UDI first

6.8%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: UDI, IVV

Today

6.8%most shared, UDI and IVV

UDIIVV

UDI—6.8%

IVV6.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$197most kept, UDI

UDI$262 − $65 = $197

IVV$114 − $3 = $111

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee