UDI vs SCHD

AUDI

BSCHD

Measures won3–2UDI wins · of 6 · 5Y

$10,000 · 5Y$16,352SCHD

Lowest cost0.06%SCHD · $6 on $10k

Most income2.97%SCHD · $297 on $10k

Smallest drop−6.5%UDI · worst fall in 1Y

Held in common12.4%UDI and SCHD

UDI

SCHD

USCF Dividend Income ETF · $3MSchwab U.S. Dividend Equity ETF · $121B

+22.1%3 years · per year$18,212 · $17,784+21.2%

[…]5 years · per year[…] · $16,352+10.3%

0.65%Expense ratio$65 · $6 on $10k · lower wins0.06%

2.60%12-mo yield$260 · $297 on $10k2.97%

−6.5%Worst dropSmaller wins−6.9%

9.8%VolatilityLower wins11.4%

3–2UDI wins

$10,000 · 5 yearsOne scale

Shared top holdingsUDI · SCHD

2.6%VZ3.5%

2.5%HD4.2%

2.4%KO4.2%

2.2%TXN4.6%

Held in common12.4%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.97%	−1.0%	+32.8%	+37.6%	+21.2%	+10.3%	−6.9%	$121.5B
2	AUDI	USCF Dividend Income ETFRead Desk		0.65%	2.60%	−0.7%	+18.0%	+24.9%	+22.1%	new	−6.5%	$3M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.97%	−1.0%	+32.8%	+37.6%	+21.2%	+10.3%	−6.9%	$121.5B
2	AUDI	USCF Dividend Income ETFRead Desk		0.65%	2.60%	−0.7%	+18.0%	+24.9%	+22.1%	new	−6.5%	$3M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

UDI vs SCHD

UDI

USCF Dividend Income

[…]

SCHD

Schwab U.S. Dividend Equity

$16,352

MeasureUDISCHD

Fee0.65%0.06%

Cost on $10k a year$65$6

Yield2.60%2.97%

5 years, per year[…]+10.3%

3 years, per year+22.1%+21.2%

Worst drop · 1Y−6.5%−6.9%

Volatility · 1Y9.8%11.4%

3–2measures won
UDI first

12.4%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: UDI, SCHD

Today

12.4%most shared, UDI and SCHD

UDISCHD

UDI—12.4%

SCHD12.4%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$291most kept, SCHD

SCHD$297 − $6 = $291

UDI$260 − $65 = $195

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee