UDIV vs SPY

AUDIV

BSPY

Measures won5–1UDIV wins · of 6 · 5Y

$10,000 · 5Y$18,477UDIV · SPY $17,099

Lowest cost0.06%UDIV · $6 on $10k

Most income1.47%UDIV · $147 on $10k

Smallest drop−8.4%UDIV · worst fall in 1Y

Held in common75.3%UDIV and SPY

UDIV

SPY

Franklin U.S. Core Dividend Tilt Index ETF · $160MState Street SPDR S&P 500 ETF · $805B

+24.7%3 years · per year$19,384 · $18,174+22.0%

+13.1%5 years · per year$18,477 · $17,099+11.3%

0.06%Expense ratio$6 · $9 on $10k · lower wins0.09%

1.47%12-mo yield$147 · $103 on $10k1.03%

−8.4%Worst dropSmaller wins−8.9%

13.8%VolatilityLower wins13.6%

5–1UDIV wins

$10,000 · 5 yearsOne scale

Shared top holdingsUDIV · SPY

7.6%AAPL7.7%

6.7%NVDA7.3%

6.4%MSFT6.2%

3.9%AMZN3.9%

Held in common75.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AUDIV	Franklin U.S. Core Dividend Tilt Index ETFRead Desk		0.06%	1.47%	−4.2%	+11.8%	+13.5%	+24.7%	+13.1%	−8.4%	$160M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AUDIV	Franklin U.S. Core Dividend Tilt Index ETFRead Desk		0.06%	1.47%	−4.2%	+11.8%	+13.5%	+24.7%	+13.1%	−8.4%	$160M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

UDIV vs SPY

UDIV

Franklin U.S. Core Dividend Tilt Index

$18,477

SPY

SPDR S&P 500

$17,099

MeasureUDIVSPY

Fee0.06%0.09%

Cost on $10k a year$6$9

Yield1.47%1.03%

5 years, per year+13.1%+11.3%

3 years, per year+24.7%+22.0%

Worst drop · 1Y−8.4%−8.9%

Volatility · 1Y13.8%13.6%

5–1measures won
UDIV first

75.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: UDIV, SPY

Today

75.3%most shared, UDIV and SPY

UDIVSPY

UDIV—75.3%

SPY75.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$141most kept, UDIV

UDIV$147 − $6 = $141

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee