UDIV vs SPYM

AUDIV

BSPYM

Measures won4–2UDIV wins · of 6 · 5Y

$10,000 · 5Y$19,424UDIV · SPYM $18,126

Lowest cost0.02%SPYM · $2 on $10k

Most income1.41%UDIV · $141 on $10k

Smallest drop−8.4%UDIV · worst fall in 1Y

Held in common75.4%UDIV and SPYM

UDIV

SPYM

Franklin U.S. Core Dividend Tilt Index ETF · $160MState Street SPDR Portfolio S&P 500 ETF · $182B

+26.8%3 years · per year$20,378 · $19,186+24.3%

+14.2%5 years · per year$19,424 · $18,126+12.6%

0.06%Expense ratio$6 · $2 on $10k · lower wins0.02%

1.41%12-mo yield$141 · $101 on $10k1.01%

−8.4%Worst dropSmaller wins−8.9%

13.1%VolatilityLower wins12.8%

4–2UDIV wins

$10,000 · 5 yearsOne scale

Shared top holdingsUDIV · SPYM

7.3%AAPL7.4%

7.1%NVDA7.7%

6.1%MSFT5.9%

3.8%AMZN3.8%

Held in common75.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AUDIV	Franklin U.S. Core Dividend Tilt Index ETFRead Desk		0.06%	1.41%	+1.6%	+16.8%	+17.0%	+26.8%	+14.2%	−8.4%	$160M
2	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AUDIV	Franklin U.S. Core Dividend Tilt Index ETFRead Desk		0.06%	1.41%	+1.6%	+16.8%	+17.0%	+26.8%	+14.2%	−8.4%	$160M
2	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

UDIV vs SPYM

UDIV

Franklin U.S. Core Dividend Tilt Index

$19,424

SPYM

SPDR Portfolio S&P 500

$18,126

MeasureUDIVSPYM

Fee0.06%0.02%

Cost on $10k a year$6$2

Yield1.41%1.01%

5 years, per year+14.2%+12.6%

3 years, per year+26.8%+24.3%

Worst drop · 1Y−8.4%−8.9%

Volatility · 1Y13.1%12.8%

4–2measures won
UDIV first

75.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: UDIV, SPYM

Today

75.4%most shared, UDIV and SPYM

UDIVSPYM

UDIV—75.4%

SPYM75.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$135most kept, UDIV

UDIV$141 − $6 = $135

SPYM$101 − $2 = $99

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee