ULST vs PULS

AULST

BPULS

Measures won0–6PULS wins · of 6 · 5Y

$10,000 · 5Y$12,428PULS · SGOV $12,090

Lowest cost0.03%BND · $3 on $10k

Most income4.36%PULS · $436 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]ULST and PULS

ULST

PULS

State Street Ultra Short Term Bond ETF · $515MPGIM Ultra Short Bond ETF · $19.8B

+4.8%3 years · per year$11,507 · $11,666+5.3%

+3.8%5 years · per year$12,062 · $12,428+4.4%

0.20%Expense ratio$20 · $15 on $10k · lower wins0.15%

4.15%12-mo yield$415 · $436 on $10k4.36%

−0.3%Worst dropSmaller wins−0.1%

0.6%VolatilityLower wins0.4%

0–6PULS wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsULST · PULS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
3	AULST	State Street Ultra Short Term Bond ETFRead Desk	0.20%	4.15%	0.0%	+2.7%	+3.5%	+4.8%	+3.8%	−0.3%	$515M
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
3	AULST	State Street Ultra Short Term Bond ETFRead Desk	0.20%	4.15%	0.0%	+2.7%	+3.5%	+4.8%	+3.8%	−0.3%	$515M
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ULST vs PULS

ULST

Ultra Short Term Bond

$12,062

PULS

PGIM Ultra Short Bond

$12,428

MeasureULSTPULS

Fee0.20%0.15%

Cost on $10k a year$20$15

Yield4.15%4.36%

5 years, per year+3.8%+4.4%

3 years, per year+4.8%+5.3%

Worst drop · 1Y−0.3%−0.1%

Volatility · 1Y0.6%0.4%

6–0measures won
PULS first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: ULST, PULS, SGOV, BND

Today

[…]holdings […]

ULSTPULSSGOVBND

ULST—[…][…][…]

PULS[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$421most kept, PULS

PULS$436 − $15 = $421

BND$412 − $3 = $409

ULST$415 − $20 = $395

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee