ULST vs BND

AULST

BBND

Measures won4–2ULST wins · of 6 · 5Y

$10,000 · 5Y$12,425PULS · ULST $12,062

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.1%PULS · worst fall in 1Y

Held in common[…]ULST and BND

ULST

BND

State Street Ultra Short Term Bond ETF · $514MVanguard Total Bond Market ETF · $161B

+4.8%3 years · per year$11,520 · $11,761+5.6%

+3.8%5 years · per year$12,062 · $9,983−0.0%

0.20%Expense ratio$20 · $3 on $10k · lower wins0.03%

4.15%12-mo yield$415 · $412 on $10k4.12%

−0.3%Worst dropSmaller wins−4.5%

0.6%VolatilityLower wins4.0%

4–2ULST wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsULST · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	PULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.7B
2	AULST	State Street Ultra Short Term Bond ETFRead Desk	0.20%	4.15%	+0.1%	+2.8%	+3.4%	+4.8%	+3.8%	−0.3%	$514M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	PULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.7B
2	AULST	State Street Ultra Short Term Bond ETFRead Desk	0.20%	4.15%	+0.1%	+2.8%	+3.4%	+4.8%	+3.8%	−0.3%	$514M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ULST vs BND

ULST

Ultra Short Term Bond

$12,062

BND

Vanguard Total Bond Market

$9,983

MeasureULSTBND

Fee0.20%0.03%

Cost on $10k a year$20$3

Yield4.15%4.12%

5 years, per year+3.8%−0.0%

3 years, per year+4.8%+5.6%

Worst drop · 1Y−0.3%−4.5%

Volatility · 1Y0.6%4.0%

3–2measures won
ULST first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: ULST, PULS, VCIT, BND

Today

[…]holdings […]

ULSTPULSVCITBND

ULST—[…][…][…]

PULS[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

PULS$436 − $15 = $421

BND$412 − $3 = $409

ULST$415 − $20 = $395

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee