ULST vs SCHD

AULST

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,638VIG · SCHD $16,459

Lowest cost0.04%VIG · $4 on $10k

Most income4.15%ULST · $415 on $10k

Smallest drop−0.3%ULST · worst fall in 1Y

Held in common[…]ULST and SCHD

ULST

SCHD

State Street Ultra Short Term Bond ETF · $527MSchwab U.S. Dividend Equity ETF · $122B

+4.8%3 years · per year$11,497 · $17,123+19.6%

+3.8%5 years · per year$12,062 · $16,459+10.5%

0.20%Expense ratio$20 · $6 on $10k · lower wins0.06%

4.15%12-mo yield$415 · $296 on $10k2.96%

−0.3%Worst dropSmaller wins−6.9%

0.6%VolatilityLower wins11.8%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsULST · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.46%	+2.4%	+14.8%	+17.6%	+18.8%	+10.7%	−7.9%	$109.1B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
3	AULST	State Street Ultra Short Term Bond ETFRead Desk	0.20%	4.15%	0.0%	+2.7%	+3.4%	+4.8%	+3.8%	−0.3%	$527M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.46%	+2.4%	+14.8%	+17.6%	+18.8%	+10.7%	−7.9%	$109.1B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
3	AULST	State Street Ultra Short Term Bond ETFRead Desk	0.20%	4.15%	0.0%	+2.7%	+3.4%	+4.8%	+3.8%	−0.3%	$527M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ULST vs SCHD

ULST

Ultra Short Term Bond

$12,062

SCHD

Schwab U.S. Dividend Equity

$16,459

MeasureULSTSCHD

Fee0.20%0.06%

Cost on $10k a year$20$6

Yield4.15%2.96%

5 years, per year+3.8%+10.5%

3 years, per year+4.8%+19.6%

Worst drop · 1Y−0.3%−6.9%

Volatility · 1Y0.6%11.8%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

DGRO vs VIG

YTD

iSharesDGRO

+18.8%

VIGVanguard

+14.8%

+18.8%Year to date+14.8%

1.8%Yield1.5%

$45.5BAssets$109B

2–0DGRO wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: ULST, SCHD, VIG

Today

14.5%most shared, SCHD and VIG

ULSTSCHDVIG

ULST—[…][…]

SCHD[…]—14.5%

VIG[…]14.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$395most kept, ULST

ULST$415 − $20 = $395

SCHD$296 − $6 = $290

VIG$146 − $4 = $142

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee