ULST vs VUSB

AULST

BVUSB

Measures won2–3VUSB wins · of 6 · 5Y

$10,000 · 5Y$12,062ULST · VUSB $12,028

Lowest cost0.07%BNDX · $7 on $10k

Most income4.63%BNDX · $463 on $10k

Smallest drop−0.3%ULST · worst fall in 1Y

Held in common[…]ULST and VUSB

ULST

VUSB

State Street Ultra Short Term Bond ETF · $527MVanguard Ultra-Short Bond ETF · $9.9B

+4.8%3 years · per year$11,497 · $11,635+5.2%

+3.8%5 years · per year$12,062 · $12,028+3.8%

0.20%Expense ratio$20 · $10 on $10k · lower wins0.10%

4.15%12-mo yield$415 · $427 on $10k4.27%

−0.3%Worst dropSmaller wins−0.4%

0.6%VolatilityLower wins0.7%

2–3VUSB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsULST · VUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AULST	State Street Ultra Short Term Bond ETFRead Desk	0.20%	4.15%	0.0%	+2.7%	+3.4%	+4.8%	+3.8%	−0.3%	$527M
2	BVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+3.0%	+3.7%	+5.2%	+3.8%	−0.4%	$9.9B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AULST	State Street Ultra Short Term Bond ETFRead Desk	0.20%	4.15%	0.0%	+2.7%	+3.4%	+4.8%	+3.8%	−0.3%	$527M
2	BVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+3.0%	+3.7%	+5.2%	+3.8%	−0.4%	$9.9B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ULST vs VUSB

ULST

Ultra Short Term Bond

$12,062

VUSB

Vanguard Ultra-Short Bond

$12,028

MeasureULSTVUSB

Fee0.20%0.10%

Cost on $10k a year$20$10

Yield4.15%4.27%

5 years, per year+3.8%+3.8%

3 years, per year+4.8%+5.2%

Worst drop · 1Y−0.3%−0.4%

Volatility · 1Y0.6%0.7%

3–2measures won
VUSB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: ULST, VUSB, BNDX

Today

[…]holdings […]

ULSTVUSBBNDX

ULST—[…][…]

VUSB[…]—[…]

BNDX[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$456most kept, BNDX

BNDX$463 − $7 = $456

VUSB$427 − $10 = $417

ULST$415 − $20 = $395

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee