UMI vs SCHD

AUMI

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$24,509UMI · SCHD $16,352

Lowest cost0.06%SCHD · $6 on $10k

Most income5.89%UMI · $589 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common1.4%UMI and SCHD

UMI

SCHD

USCF Midstream Energy Income Fund · $541MSchwab U.S. Dividend Equity ETF · $121B

+26.5%3 years · per year$20,262 · $17,784+21.2%

+19.6%5 years · per year$24,508 · $16,352+10.3%

0.85%Expense ratio$85 · $6 on $10k · lower wins0.06%

5.89%12-mo yield$589 · $297 on $10k2.97%

−8.6%Worst dropSmaller wins−6.9%

16.1%VolatilityLower wins11.4%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsUMI · SCHD

4.7%OKE1.4%

Held in common1.4%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AUMI	USCF Midstream Energy Income FundRead Desk		0.85%	5.89%	+0.4%	+26.9%	+33.1%	+26.5%	+19.6%	−8.6%	$541M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.97%	−1.0%	+32.8%	+37.6%	+21.2%	+10.3%	−6.9%	$121.5B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AUMI	USCF Midstream Energy Income FundRead Desk		0.85%	5.89%	+0.4%	+26.9%	+33.1%	+26.5%	+19.6%	−8.6%	$541M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.97%	−1.0%	+32.8%	+37.6%	+21.2%	+10.3%	−6.9%	$121.5B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

UMI vs SCHD

UMI

USCF Midstream Energy Income Fund

$24,509

SCHD

Schwab U.S. Dividend Equity

$16,352

MeasureUMISCHD

Fee0.85%0.06%

Cost on $10k a year$85$6

Yield5.89%2.97%

5 years, per year+19.6%+10.3%

3 years, per year+26.5%+21.2%

Worst drop · 1Y−8.6%−6.9%

Volatility · 1Y16.1%11.4%

3–3measures won
level

1.4%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: UMI, SCHD

Today

1.4%most shared, UMI and SCHD

UMISCHD

UMI—1.4%

SCHD1.4%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$504most kept, UMI

UMI$589 − $85 = $504

SCHD$297 − $6 = $291

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee