UMMA vs WCMI

AUMMA

BWCMI

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$14,620IEFA · VWO $12,263

Lowest cost0.06%VWO · $6 on $10k

Most income3.44%IEFA · $344 on $10k

Smallest drop−11.5%IEFA · worst fall in 1Y

Held in common8.6%UMMA and WCMI

UMMA

WCMI

Wahed Dow Jones Islamic World ETF · $302MFirst Trust WCM International Equity ETF · $2.1B

+21.0%3 years · per year$17,736 · […][…]

[…]5 years · per year[…]

0.65%Expense ratio$65 · $85 on $10k · lower wins0.85%

0.84%12-mo yield$84 · $59 on $10k0.59%

−16.5%Worst dropSmaller wins−12.5%

25.8%VolatilityLower wins20.8%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsUMMA · WCMI

4.2%CSU.TO4.5%

5.9%005930.KS2.9%

0.9%ENR.DE1.5%

0.6%285A.T2.0%

Held in common8.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$193.1B
2	VWO	Vanguard FTSE Emerging Markets ETFRead Desk	0.06%	2.24%	−3.6%	+1.2%	+2.1%	+15.9%	+4.2%	−11.5%	$125.4B
3	AUMMA	Wahed Dow Jones Islamic World ETFRead Desk	0.65%	0.84%	−6.2%	+13.9%	+19.2%	+21.0%	new	−16.5%	$302M
4	BWCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.59%	−3.8%	+4.9%	+8.3%	new	new	−12.5%	$2.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$193.1B
2	VWO	Vanguard FTSE Emerging Markets ETFRead Desk	0.06%	2.24%	−3.6%	+1.2%	+2.1%	+15.9%	+4.2%	−11.5%	$125.4B
3	AUMMA	Wahed Dow Jones Islamic World ETFRead Desk	0.65%	0.84%	−6.2%	+13.9%	+19.2%	+21.0%	new	−16.5%	$302M
4	BWCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.59%	−3.8%	+4.9%	+8.3%	new	new	−12.5%	$2.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

UMMA vs WCMI

UMMA

Wahed Dow Jones Islamic World

[…]

WCMI

First Trust WCM International Equity

[…]

MeasureUMMAWCMI

Fee0.65%0.85%

Cost on $10k a year$65$85

Yield0.84%0.59%

5 years, per year[…][…]

3 years, per year+21.0%[…]

Worst drop · 1Y−16.5%−12.5%

Volatility · 1Y25.8%20.8%

2–2measures won
level

8.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

VWO vs IEMG

YTD

VanguardVWO

+1.2%

IEMGiShares

+6.0%

+1.2%Year to date+6.0%

2.2%Yield2.5%

$125BAssets$148B

2–0IEMG wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: UMMA, WCMI, IEFA, VWO

Today

24.8%most shared, UMMA and IEFA

UMMAWCMIIEFAVWO

UMMA—8.6%24.8%1.4%

WCMI8.6%—4.0%7.1%

IEFA24.8%4.0%—0.0%

VWO1.4%7.1%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$337most kept, IEFA

IEFA$344 − $7 = $337

VWO$224 − $6 = $218

UMMA$84 − $65 = $19

WCMI$59 − $85 = −$26

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee