USCL vs SPY

AUSCL

BSPY

Measures won2–3SPY wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · VUG $16,124

Lowest cost0.03%VUG · $3 on $10k

Most income1.09%USCL · $109 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common84.6%USCL and SPY

USCL

SPY

iShares Climate Conscious & Transition MSCI USA ETF · $2.6BState Street SPDR S&P 500 ETF · $819B

+20.2%3 years · per year$17,348 · $18,039+21.7%

[…]5 years · per year[…] · $17,118+11.3%

0.08%Expense ratio$8 · $9 on $10k · lower wins0.09%

1.09%12-mo yield$109 · $103 on $10k1.03%

−10.3%Worst dropSmaller wins−8.9%

13.9%VolatilityLower wins13.6%

2–3SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsUSCL · SPY

9.8%AAPL7.9%

8.1%NVDA6.9%

7.3%MSFT6.3%

4.9%AMZN4.0%

Held in common84.6%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
3	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.09%	+0.4%	+5.5%	+5.7%	+20.2%	new	−10.3%	$2.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
3	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.09%	+0.4%	+5.5%	+5.7%	+20.2%	new	−10.3%	$2.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

USCL vs SPY

USCL

iShares Climate Conscious & Transition MSCI USA

[…]

SPY

SPDR S&P 500

$17,118

MeasureUSCLSPY

Fee0.08%0.09%

Cost on $10k a year$8$9

Yield1.09%1.03%

5 years, per year[…]+11.3%

3 years, per year+20.2%+21.7%

Worst drop · 1Y−10.3%−8.9%

Volatility · 1Y13.9%13.6%

3–2measures won
SPY first

84.6%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: USCL, SPY, VUG

Today

84.6%most shared, USCL and SPY

USCLSPYVUG

USCL—84.6%60.4%

SPY84.6%—54.8%

VUG60.4%54.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$101most kept, USCL

USCL$109 − $8 = $101

SPY$103 − $9 = $94

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee