USCL vs SPY

AUSCL

BSPY

Measures won2–3SPY wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · SPY $17,493

Lowest cost0.03%VUG · $3 on $10k

Most income1.11%IVV · $111 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common84.6%USCL and SPY

USCL

SPY

iShares Climate Conscious & Transition MSCI USA ETF · $2.6BState Street SPDR S&P 500 ETF · $778B

+20.3%3 years · per year$17,395 · $18,118+21.9%

[…]5 years · per year[…] · $17,493+11.8%

0.08%Expense ratio$8 · $9 on $10k · lower wins0.09%

1.06%12-mo yield$106 · $101 on $10k1.01%

−10.3%Worst dropSmaller wins−8.9%

14.0%VolatilityLower wins13.7%

2–3SPY wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsUSCL · SPY

9.7%AAPL7.9%

8.3%NVDA7.1%

7.2%MSFT6.2%

4.8%AMZN4.0%

Held in common84.6%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
4	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.06%	+2.3%	+7.9%	+9.7%	+20.3%	new	−10.3%	$2.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
4	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.06%	+2.3%	+7.9%	+9.7%	+20.3%	new	−10.3%	$2.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

USCL vs SPY

USCL

iShares Climate Conscious & Transition MSCI USA

[…]

SPY

SPDR S&P 500

$17,493

MeasureUSCLSPY

Fee0.08%0.09%

Cost on $10k a year$8$9

Yield1.06%1.01%

5 years, per year[…]+11.8%

3 years, per year+20.3%+21.9%

Worst drop · 1Y−10.3%−8.9%

Volatility · 1Y14.0%13.7%

3–2measures won
SPY first

84.6%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: USCL, SPY, VUG, IVV

Today

99.9%most shared, SPY and IVV

USCLSPYVUGIVV

USCL—84.6%60.7%84.6%

SPY84.6%—55.1%99.9%

VUG60.7%55.1%—55.1%

IVV84.6%99.9%55.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

USCL$106 − $8 = $98

SPY$101 − $9 = $92

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee