USCL vs SPYM

AUSCL

BSPYM

Measures won1–4SPYM wins · of 6 · 5Y

$10,000 · 5Y$18,126SPYM · IVV $18,118

Lowest cost0.02%SPYM · $2 on $10k

Most income1.09%IVV · $109 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common84.4%USCL and SPYM

USCL

SPYM

iShares Climate Conscious & Transition MSCI USA ETF · $2.7BState Street SPDR Portfolio S&P 500 ETF · $182B

+22.4%3 years · per year$18,345 · $19,186+24.3%

[…]5 years · per year[…] · $18,126+12.6%

0.08%Expense ratio$8 · $2 on $10k · lower wins0.02%

1.05%12-mo yield$105 · $101 on $10k1.01%

−10.3%Worst dropSmaller wins−8.9%

13.3%VolatilityLower wins12.8%

1–4SPYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsUSCL · SPYM

8.9%NVDA7.7%

9.2%AAPL7.4%

6.9%MSFT5.9%

4.6%AMZN3.8%

Held in common84.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
3	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.05%	+1.8%	+9.8%	+9.0%	+22.4%	new	−10.3%	$2.7B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
3	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.05%	+1.8%	+9.8%	+9.0%	+22.4%	new	−10.3%	$2.7B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

USCL vs SPYM

USCL

iShares Climate Conscious & Transition MSCI USA

[…]

SPYM

SPDR Portfolio S&P 500

$18,126

MeasureUSCLSPYM

Fee0.08%0.02%

Cost on $10k a year$8$2

Yield1.05%1.01%

5 years, per year[…]+12.6%

3 years, per year+22.4%+24.3%

Worst drop · 1Y−10.3%−8.9%

Volatility · 1Y13.3%12.8%

4–0measures won
SPYM first

84.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: USCL, SPYM, IVV

Today

99.8%most shared, SPYM and IVV

USCLSPYMIVV

USCL—84.4%84.5%

SPYM84.4%—99.8%

IVV84.5%99.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, IVV

IVV$109 − $3 = $106

SPYM$101 − $2 = $99

USCL$105 − $8 = $97

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee