USCL vs VTI

AUSCL

BVTI

Measures won0–4VTI wins · of 6 · 5Y

$10,000 · 5Y$18,118IVV · VTI $17,257

Lowest cost0.03%VTI · $3 on $10k

Most income1.09%IVV · $109 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common77.2%USCL and VTI

USCL

VTI

iShares Climate Conscious & Transition MSCI USA ETF · $2.7BVanguard Morningstar Total Stock Market ETF · $689B

+22.4%3 years · per year$18,345 · $19,059+24.0%

[…]5 years · per year[…] · $17,257+11.5%

0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%

1.05%12-mo yield$105 · $105 on $10k1.05%

−10.3%Worst dropSmaller wins−8.9%

13.3%VolatilityLower wins13.1%

0–4VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsUSCL · VTI

8.9%NVDA7.1%

9.2%AAPL6.6%

6.9%MSFT5.2%

4.6%AMZN3.3%

Held in common77.2%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.05%	+1.8%	+9.8%	+9.0%	+22.4%	new	−10.3%	$2.7B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.05%	+1.8%	+9.8%	+9.0%	+22.4%	new	−10.3%	$2.7B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

USCL vs VTI

USCL

iShares Climate Conscious & Transition MSCI USA

[…]

VTI

Vanguard Morningstar Total Stock Market

$17,257

MeasureUSCLVTI

Fee0.08%0.03%

Cost on $10k a year$8$3

Yield1.05%1.05%

5 years, per year[…]+11.5%

3 years, per year+22.4%+24.0%

Worst drop · 1Y−10.3%−8.9%

Volatility · 1Y13.3%13.1%

4–0measures won
VTI first

77.2%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

Overlap: USCL, VTI, IVV

Today

86.9%most shared, VTI and IVV

USCLVTIIVV

USCL—77.2%84.5%

VTI77.2%—86.9%

IVV84.5%86.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, IVV

IVV$109 − $3 = $106

VTI$105 − $3 = $102

USCL$105 − $8 = $97

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee