USCL vs VTI

AUSCL

BVTI

Measures won0–4VTI wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · VTI $16,375

Lowest cost0.03%VTI · $3 on $10k

Most income1.09%VTI · $109 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common76.4%USCL and VTI

USCL

VTI

iShares Climate Conscious & Transition MSCI USA ETF · $2.6BVanguard Morningstar Total Stock Market ETF · $689B

+20.2%3 years · per year$17,348 · $18,004+21.7%

[…]5 years · per year[…] · $16,375+10.4%

0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%

1.09%12-mo yield$109 · $109 on $10k1.09%

−10.3%Worst dropSmaller wins−8.9%

13.9%VolatilityLower wins13.7%

0–4VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsUSCL · VTI

8.1%NVDA7.1%

9.8%AAPL6.6%

7.3%MSFT5.2%

4.9%AMZN3.3%

Held in common76.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.09%	+0.4%	+5.5%	+5.7%	+20.2%	new	−10.3%	$2.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.09%	+0.4%	+5.5%	+5.7%	+20.2%	new	−10.3%	$2.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

USCL vs VTI

USCL

iShares Climate Conscious & Transition MSCI USA

[…]

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureUSCLVTI

Fee0.08%0.03%

Cost on $10k a year$8$3

Yield1.09%1.09%

5 years, per year[…]+10.4%

3 years, per year+20.2%+21.7%

Worst drop · 1Y−10.3%−8.9%

Volatility · 1Y13.9%13.7%

4–0measures won
VTI first

76.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: USCL, VTI, SPY

Today

85.5%most shared, VTI and SPY

USCLVTISPY

USCL—76.4%84.6%

VTI76.4%—85.5%

SPY84.6%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

USCL$109 − $8 = $101

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee