USCL vs VTI

AUSCL

BVTI

Measures won0–5VTI wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · VTI $16,332

Lowest cost0.03%VTI · $3 on $10k

Most income1.10%VOO · $110 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common76.8%USCL and VTI

USCL

VTI

iShares Climate Conscious & Transition MSCI USA ETF · $2.6BVanguard Morningstar Total Stock Market ETF · $689B

+20.3%3 years · per year$17,426 · $18,113+21.9%

[…]5 years · per year[…] · $16,332+10.3%

0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%

1.09%12-mo yield$109 · $110 on $10k1.10%

−10.3%Worst dropSmaller wins−8.9%

13.9%VolatilityLower wins13.7%

0–5VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsUSCL · VTI

8.5%NVDA7.1%

9.5%AAPL6.6%

7.2%MSFT5.2%

4.8%AMZN3.3%

Held in common76.8%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.09%	−4.3%	+5.0%	+5.7%	+20.3%	new	−10.3%	$2.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	AUSCL	iShares Climate Conscious & Transition MSCI USA ETFRead Desk	0.08%	1.09%	−4.3%	+5.0%	+5.7%	+20.3%	new	−10.3%	$2.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

USCL vs VTI

USCL

iShares Climate Conscious & Transition MSCI USA

[…]

VTI

Vanguard Morningstar Total Stock Market

$16,332

MeasureUSCLVTI

Fee0.08%0.03%

Cost on $10k a year$8$3

Yield1.09%1.10%

5 years, per year[…]+10.3%

3 years, per year+20.3%+21.9%

Worst drop · 1Y−10.3%−8.9%

Volatility · 1Y13.9%13.7%

4–0measures won
VTI first

76.8%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: USCL, VTI, VOO

Today

89.0%most shared, VTI and VOO

USCLVTIVOO

USCL—76.8%83.7%

VTI76.8%—89.0%

VOO83.7%89.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

VTI$110 − $3 = $107

USCL$109 − $8 = $101

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee