USFR vs BIL

AUSFR

BBIL

Measures won3–2USFR wins · of 6 · 5Y

$10,000 · 5Y$12,184USFR · SGOV $12,084

Lowest cost0.09%SGOV · $9 on $10k

Most income3.71%USFR · $371 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]USFR and BIL

USFR

BIL

WisdomTree Floating Rate Treasury Fund · $21.3BState Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.1B

+4.6%3 years · per year$11,454 · $11,393+4.4%

+4.0%5 years · per year$12,184 · $12,015+3.7%

0.15%Expense ratio$15 · $14 on $10k · lower wins0.14%

3.71%12-mo yield$371 · $367 on $10k3.67%

−0.0%Worst dropSmaller wins−0.0%

0.3%VolatilityLower wins0.2%

3–2USFR wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsUSFR · BIL

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AUSFR	WisdomTree Floating Rate Treasury FundRead Desk	0.15%	3.71%	0.0%	+3.4%	+4.1%	+4.6%	+4.0%	−0.0%	$21.3B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	BBIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AUSFR	WisdomTree Floating Rate Treasury FundRead Desk	0.15%	3.71%	0.0%	+3.4%	+4.1%	+4.6%	+4.0%	−0.0%	$21.3B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	BBIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

USFR vs BIL

USFR

WisdomTree Floating Rate Treasury Fund

$12,184

BIL

SPDR Bloomberg 1-3 Month T-Bill

$12,015

MeasureUSFRBIL

Fee0.15%0.14%

Cost on $10k a year$15$14

Yield3.71%3.67%

5 years, per year+4.0%+3.7%

3 years, per year+4.6%+4.4%

Worst drop · 1Y−0.0%−0.0%

Volatility · 1Y0.3%0.2%

2–2measures won
level

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: USFR, BIL, SGOV

Today

[…]holdings […]

USFRBILSGOV

USFR—[…][…]

BIL[…]—[…]

SGOV[…][…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$356most kept, USFR

USFR$371 − $15 = $356

SGOV$363 − $9 = $354

BIL$367 − $14 = $353

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee