USOI vs SCHD

AUSOI

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$18,472USOI · SCHD $16,267

Lowest cost0.06%SCHD · $6 on $10k

Most income61.11%USOI · $6,111 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common[…]USOI and SCHD

USOI

SCHD

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037 · $305MSchwab U.S. Dividend Equity ETF · $120B

+12.6%3 years · per year$14,274 · $17,266+20.0%

+13.1%5 years · per year$18,472 · $16,267+10.2%

0.85%Expense ratio$85 · $6 on $10k · lower wins0.06%

61.11%12-mo yield$6,111 · $300 on $10k3.00%

−23.5%Worst dropSmaller wins−6.9%

24.6%VolatilityLower wins11.7%

2–4SCHD wins

$10,000 · 5 yearsOne scale

Shared top holdingsUSOI · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AUSOI	UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Read Desk		0.85%	61.11%	+0.8%	+49.6%	+47.6%	+12.6%	+13.1%	−23.5%	$305M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AUSOI	UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Read Desk		0.85%	61.11%	+0.8%	+49.6%	+47.6%	+12.6%	+13.1%	−23.5%	$305M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

USOI vs SCHD

USOI

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037

$18,472

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureUSOISCHD

Fee0.85%0.06%

Cost on $10k a year$85$6

Yield61.11%3.00%

5 years, per year+13.1%+10.2%

3 years, per year+12.6%+20.0%

Worst drop · 1Y−23.5%−6.9%

Volatility · 1Y24.6%11.7%

4–2measures won
SCHD first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: USOI, SCHD

Today

[…]holdings […]

USOISCHD

USOI—[…]

SCHD[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$6,026most kept, USOI

USOI$6,111 − $85 = $6,026

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee