USRT vs FREL

AUSRT

BFREL

Measures won3–2USRT wins · of 6 · 5Y

$10,000 · 5Y$15,474XLF · USRT $12,000

Lowest cost0.08%USRT · $8 on $10k

Most income3.34%FREL · $334 on $10k

Smallest drop−11.6%FREL · worst fall in 1Y

Held in common78.9%USRT and FREL

USRT

FREL

iShares Core U.S. REIT ETF · $4.2BFidelity MSCI Real Estate Index ETF · $1.4B

+16.0%3 years · per year$15,602 · $14,643+13.6%

+3.7%5 years · per year$12,000 · $10,633+1.2%

0.08%Expense ratio$8 · $8 on $10k · lower wins0.08%

2.69%12-mo yield$269 · $334 on $10k3.34%

−12.4%Worst dropSmaller wins−11.6%

13.9%VolatilityLower wins14.3%

3–2USRT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsUSRT · FREL

9.3%WELL9.8%

6.8%PLD7.2%

5.9%EQIX5.3%

4.8%SPG4.7%

Held in common78.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
2	AUSRT	iShares Core U.S. REIT ETFRead Desk	0.08%	2.69%	−0.3%	+16.2%	+16.0%	+16.0%	+3.7%	−12.4%	$4.2B
3	BFREL	Fidelity MSCI Real Estate Index ETFRead Desk	0.08%	3.34%	−0.5%	+11.1%	+11.1%	+13.6%	+1.2%	−11.6%	$1.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
2	AUSRT	iShares Core U.S. REIT ETFRead Desk	0.08%	2.69%	−0.3%	+16.2%	+16.0%	+16.0%	+3.7%	−12.4%	$4.2B
3	BFREL	Fidelity MSCI Real Estate Index ETFRead Desk	0.08%	3.34%	−0.5%	+11.1%	+11.1%	+13.6%	+1.2%	−11.6%	$1.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

USRT vs FREL

USRT

iShares Core U.S. REIT

$12,000

FREL

Fidelity MSCI Real Estate Index

$10,633

MeasureUSRTFREL

Fee0.08%0.08%

Cost on $10k a year$8$8

Yield2.69%3.34%

5 years, per year+3.7%+1.2%

3 years, per year+16.0%+13.6%

Worst drop · 1Y−12.4%−11.6%

Volatility · 1Y13.9%14.3%

3–2measures won
USRT first

78.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: USRT, FREL, XLF

Today

78.9%most shared, USRT and FREL

USRTFRELXLF

USRT—78.9%0.0%

FREL78.9%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$326most kept, FREL

FREL$334 − $8 = $326

USRT$269 − $8 = $261

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee