XLF vs NETL

AXLF

BNETL

Measures won4–2XLF wins · of 6 · 5Y

$10,000 · 5Y$21,281VGT · XLF $15,690

Lowest cost0.08%USRT · $8 on $10k

Most income5.14%NETL · $514 on $10k

Smallest drop−12.4%USRT · worst fall in 1Y

Held in common0.0%XLF and NETL

XLF

NETL

State Street Financial Select Sector SPDR ETF · $53.4BColterpoint Net Lease Real Estate ETF · $48M

+22.2%3 years · per year$18,230 · $12,949+9.0%

+9.4%5 years · per year$15,690 · $9,871−0.3%

0.08%Expense ratio$8 · $60 on $10k · lower wins0.60%

1.42%12-mo yield$142 · $514 on $10k5.14%

−14.8%Worst dropSmaller wins−16.7%

15.3%VolatilityLower wins15.0%

4–2XLF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsXLF · NETL

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.42%	+3.2%	+19.3%	+18.0%	+29.2%	+16.3%	−17.5%	$154.5B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
3	USRT	iShares Core U.S. REIT ETFRead Desk	0.08%	2.65%	+1.7%	+18.1%	+18.4%	+15.4%	+3.9%	−12.4%	$4.3B
4	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.14%	+1.4%	+7.6%	+8.6%	+9.0%	−0.3%	−16.7%	$48M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.42%	+3.2%	+19.3%	+18.0%	+29.2%	+16.3%	−17.5%	$154.5B
2	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
3	USRT	iShares Core U.S. REIT ETFRead Desk	0.08%	2.65%	+1.7%	+18.1%	+18.4%	+15.4%	+3.9%	−12.4%	$4.3B
4	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.14%	+1.4%	+7.6%	+8.6%	+9.0%	−0.3%	−16.7%	$48M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs NETL

XLF

Financial Select Sector SPDR

$15,690

NETL

Colterpoint Net Lease Real Estate

$9,871

MeasureXLFNETL

Fee0.08%0.60%

Cost on $10k a year$8$60

Yield1.42%5.14%

5 years, per year+9.4%−0.3%

3 years, per year+22.2%+9.0%

Worst drop · 1Y−14.8%−16.7%

Volatility · 1Y15.3%15.0%

4–2measures won
XLF first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: USRT, NETL, VGT, XLF

Today

12.8%most shared, USRT and NETL

USRTNETLVGTXLF

USRT—12.8%0.0%0.0%

NETL12.8%—0.0%0.0%

VGT0.0%0.0%—0.0%

XLF0.0%0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

USRT$265 − $8 = $257

XLF$142 − $8 = $134

VGT$42 − $9 = $33

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee