USTB vs SPY

AUSTB

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,099SPY · USTB $12,010

Lowest cost0.09%SPY · $9 on $10k

Most income4.54%USTB · $454 on $10k

Smallest drop−1.0%USTB · worst fall in 1Y

Held in common[…]USTB and SPY

USTB

SPY

VictoryShares Short-Term Bond ETF · $2.8BState Street SPDR S&P 500 ETF · $805B

+6.1%3 years · per year$11,953 · $18,174+22.0%

+3.7%5 years · per year$12,010 · $17,099+11.3%

0.33%Expense ratio$33 · $9 on $10k · lower wins0.09%

4.54%12-mo yield$454 · $103 on $10k1.03%

−1.0%Worst dropSmaller wins−8.9%

1.3%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsUSTB · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	AUSTB	VictoryShares Short-Term Bond ETFRead Desk		0.33%	4.54%	+0.2%	+2.4%	+3.3%	+6.1%	+3.7%	−1.0%	$2.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	AUSTB	VictoryShares Short-Term Bond ETFRead Desk		0.33%	4.54%	+0.2%	+2.4%	+3.3%	+6.1%	+3.7%	−1.0%	$2.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

USTB vs SPY

USTB

VictoryShares Short-Term Bond

$12,010

SPY

SPDR S&P 500

$17,099

MeasureUSTBSPY

Fee0.33%0.09%

Cost on $10k a year$33$9

Yield4.54%1.03%

5 years, per year+3.7%+11.3%

3 years, per year+6.1%+22.0%

Worst drop · 1Y−1.0%−8.9%

Volatility · 1Y1.3%13.6%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: USTB, SPY

Today

[…]holdings […]

USTBSPY

USTB—[…]

SPY[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$421most kept, USTB

USTB$454 − $33 = $421

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee