UTES vs IDU

AUTES

BIDU

Measures won2–4IDU wins · of 6 · 5Y

$10,000 · 5Y$18,718UTES · XLF $16,157

Lowest cost0.08%XLF · $8 on $10k

Most income2.31%IDU · $231 on $10k

Smallest drop−14.8%XLF · worst fall in 1Y

Held in common39.0%UTES and IDU

UTES

IDU

Virtus Reaves Utilities ETF · $1.2BiShares U.S. Utilities ETF · $1.4B

+23.4%3 years · per year$18,797 · $16,185+17.4%

+13.4%5 years · per year$18,717 · $15,157+8.7%

0.49%Expense ratio$49 · $37 on $10k · lower wins0.37%

1.64%12-mo yield$164 · $231 on $10k2.31%

−17.6%Worst dropSmaller wins−15.3%

22.5%VolatilityLower wins14.9%

2–4IDU wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsUTES · IDU

11.3%CEG5.2%

4.8%AEP4.4%

3.9%NEE10.9%

4.8%ETR3.2%

Held in common39.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AUTES	Virtus Reaves Utilities ETFRead Desk	0.49%	1.64%	−2.7%	−4.2%	−9.9%	+23.4%	+13.4%	−17.6%	$1.2B
2	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.40%	+3.5%	+9.4%	+15.3%	+24.7%	+10.1%	−14.8%	$53.8B
3	BIDU	iShares U.S. Utilities ETFRead Desk	0.37%	2.31%	+0.4%	+4.6%	+2.0%	+17.4%	+8.7%	−15.3%	$1.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AUTES	Virtus Reaves Utilities ETFRead Desk	0.49%	1.64%	−2.7%	−4.2%	−9.9%	+23.4%	+13.4%	−17.6%	$1.2B
2	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.40%	+3.5%	+9.4%	+15.3%	+24.7%	+10.1%	−14.8%	$53.8B
3	BIDU	iShares U.S. Utilities ETFRead Desk	0.37%	2.31%	+0.4%	+4.6%	+2.0%	+17.4%	+8.7%	−15.3%	$1.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

UTES vs IDU

UTES

Virtus Reaves Utilities

$18,718

IDU

iShares U.S. Utilities

$15,157

MeasureUTESIDU

Fee0.49%0.37%

Cost on $10k a year$49$37

Yield1.64%2.31%

5 years, per year+13.4%+8.7%

3 years, per year+23.4%+17.4%

Worst drop · 1Y−17.6%−15.3%

Volatility · 1Y22.5%14.9%

4–2measures won
IDU first

39.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: UTES, IDU, XLF

Today

39.0%most shared, UTES and IDU

UTESIDUXLF

UTES—39.0%0.0%

IDU39.0%—0.0%

XLF0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$194most kept, IDU

IDU$231 − $37 = $194

XLF$140 − $8 = $132

UTES$164 − $49 = $115

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee