UTES vs XLF

AUTES

BXLF

Measures won2–4XLF wins · of 6 · 5Y

$10,000 · 5Y$18,198UTES · XLF $15,503

Lowest cost0.08%XLF · $8 on $10k

Most income1.67%UTES · $167 on $10k

Smallest drop−14.8%XLF · worst fall in 1Y

Held in common0.0%UTES and XLF

UTES

XLF

Virtus Reaves Utilities ETF · $1.2BState Street Financial Select Sector SPDR ETF · $55.5B

+22.4%3 years · per year$18,339 · $18,620+23.0%

+12.7%5 years · per year$18,198 · $15,503+9.2%

0.49%Expense ratio$49 · $8 on $10k · lower wins0.08%

1.67%12-mo yield$167 · $144 on $10k1.44%

−17.6%Worst dropSmaller wins−14.8%

22.5%VolatilityLower wins15.3%

2–4XLF wins

$10,000 · 5 yearsOne scale

Shared top holdingsUTES · XLF

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AUTES	Virtus Reaves Utilities ETFRead Desk		0.49%	1.67%	−1.8%	−5.9%	−10.1%	+22.4%	+12.7%	−17.6%	$1.2B
2	BXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$55.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AUTES	Virtus Reaves Utilities ETFRead Desk		0.49%	1.67%	−1.8%	−5.9%	−10.1%	+22.4%	+12.7%	−17.6%	$1.2B
2	BXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$55.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

UTES vs XLF

UTES

Virtus Reaves Utilities

$18,198

XLF

Financial Select Sector SPDR

$15,503

MeasureUTESXLF

Fee0.49%0.08%

Cost on $10k a year$49$8

Yield1.67%1.44%

5 years, per year+12.7%+9.2%

3 years, per year+22.4%+23.0%

Worst drop · 1Y−17.6%−14.8%

Volatility · 1Y22.5%15.3%

4–2measures won
XLF first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: UTES, XLF

Today

0.0%most shared, UTES and XLF

UTESXLF

UTES—0.0%

XLF0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

UTES$167 − $49 = $118

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee