UTES vs XLF

AUTES

BXLF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$34,950SMH · UTES $18,668

Lowest cost0.08%XLF · $8 on $10k

Most income1.63%UTES · $163 on $10k

Smallest drop−14.8%XLF · worst fall in 1Y

Held in common0.0%UTES and XLF

UTES

XLF

Virtus Reaves Utilities ETF · $1.2BState Street Financial Select Sector SPDR ETF · $55.5B

+22.7%3 years · per year$18,484 · $18,391+22.5%

+13.3%5 years · per year$18,668 · $15,474+9.1%

0.49%Expense ratio$49 · $8 on $10k · lower wins0.08%

1.63%12-mo yield$163 · $144 on $10k1.44%

−17.6%Worst dropSmaller wins−14.8%

22.6%VolatilityLower wins15.3%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsUTES · XLF

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SMH	VanEck Semiconductor ETFRead Desk	0.35%	0.24%	+3.6%	+28.8%	+29.5%	+48.9%	+28.4%	−33.1%	$57.7B
2	AUTES	Virtus Reaves Utilities ETFRead Desk	0.49%	1.63%	+2.2%	−3.8%	−8.5%	+22.7%	+13.3%	−17.6%	$1.2B
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SMH	VanEck Semiconductor ETFRead Desk	0.35%	0.24%	+3.6%	+28.8%	+29.5%	+48.9%	+28.4%	−33.1%	$57.7B
2	AUTES	Virtus Reaves Utilities ETFRead Desk	0.49%	1.63%	+2.2%	−3.8%	−8.5%	+22.7%	+13.3%	−17.6%	$1.2B
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

UTES vs XLF

UTES

Virtus Reaves Utilities

$18,668

XLF

Financial Select Sector SPDR

$15,474

MeasureUTESXLF

Fee0.49%0.08%

Cost on $10k a year$49$8

Yield1.63%1.44%

5 years, per year+13.3%+9.1%

3 years, per year+22.7%+22.5%

Worst drop · 1Y−17.6%−14.8%

Volatility · 1Y22.6%15.3%

3–3measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SOXX vs SMH

YTD

iSharesSOXX

+36.2%

SMHVanEck

+28.8%

+36.2%Year to date+28.8%

0.33% · $33Fee · on $10k a year0.35% · $35

$37.6BAssets$57.7B

2–0SOXX wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: UTES, XLF, SMH

Today

0.0%most shared, UTES and XLF

UTESXLFSMH

UTES—0.0%0.0%

XLF0.0%—0.0%

SMH0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

UTES$163 − $49 = $114

SMH$24 − $35 = −$11

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee