UTES vs XLU

AUTES

BXLU

Measures won2–4XLU wins · of 6 · 5Y

$10,000 · 5Y$19,089UTES · VOO $17,749

Lowest cost0.03%VOO · $3 on $10k

Most income2.79%XLU · $279 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common43.5%UTES and XLU

UTES

XLU

Virtus Reaves Utilities ETF · $1.2BState Street Utilities Select Sector SPDR ETF · $24.3B

+25.0%3 years · per year$19,515 · $16,171+17.4%

+13.8%5 years · per year$19,089 · $14,983+8.4%

0.49%Expense ratio$49 · $8 on $10k · lower wins0.08%

1.60%12-mo yield$160 · $279 on $10k2.79%

−17.6%Worst dropSmaller wins−16.1%

22.4%VolatilityLower wins15.7%

2–4XLU wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsUTES · XLU

11.3%CEG6.4%

4.8%AEP5.2%

3.9%NEE12.6%

4.9%ETR3.8%

Held in common43.5%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AUTES	Virtus Reaves Utilities ETFRead Desk	0.49%	1.60%	+0.8%	−1.5%	−6.4%	+25.0%	+13.8%	−17.6%	$1.2B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
3	XLV	State Street Health Care Select Sector SPDR ETFRead Desk	0.08%	1.39%	−0.3%	+20.4%	+29.7%	+16.2%	+8.5%	−10.5%	$49.1B
4	BXLU	State Street Utilities Select Sector SPDR ETFRead Desk	0.08%	2.79%	−0.6%	+3.8%	+0.2%	+17.4%	+8.4%	−16.1%	$24.3B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AUTES	Virtus Reaves Utilities ETFRead Desk	0.49%	1.60%	+0.8%	−1.5%	−6.4%	+25.0%	+13.8%	−17.6%	$1.2B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
3	XLV	State Street Health Care Select Sector SPDR ETFRead Desk	0.08%	1.39%	−0.3%	+20.4%	+29.7%	+16.2%	+8.5%	−10.5%	$49.1B
4	BXLU	State Street Utilities Select Sector SPDR ETFRead Desk	0.08%	2.79%	−0.6%	+3.8%	+0.2%	+17.4%	+8.4%	−16.1%	$24.3B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

UTES vs XLU

UTES

Virtus Reaves Utilities

$19,089

XLU

Utilities Select Sector SPDR

$14,983

MeasureUTESXLU

Fee0.49%0.08%

Cost on $10k a year$49$8

Yield1.60%2.79%

5 years, per year+13.8%+8.4%

3 years, per year+25.0%+17.4%

Worst drop · 1Y−17.6%−16.1%

Volatility · 1Y22.4%15.7%

4–2measures won
XLU first

43.5%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: UTES, XLU, VOO, XLV

Today

43.5%most shared, UTES and XLU

UTESXLUVOOXLV

UTES—43.5%1.0%0.0%

XLU43.5%—1.9%0.0%

VOO1.0%1.9%—9.3%

XLV0.0%0.0%9.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$271most kept, XLU

XLU$279 − $8 = $271

XLV$139 − $8 = $131

UTES$160 − $49 = $111

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee