UTRE vs SGOV

AUTRE

BSGOV

Measures won1–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]UTRE and SGOV

UTRE

SGOV

US Treasury 3 Year Note ETF · $14MiShares 0-3 Month Treasury Bond ETF · $117B

+4.1%3 years · per year$11,289 · $11,417+4.5%

[…]5 years · per year[…] · $12,086+3.9%

0.15%Expense ratio$15 · $9 on $10k · lower wins0.09%

3.76%12-mo yield$376 · $363 on $10k3.63%

−2.1%Worst dropSmaller wins0.0%

2.1%VolatilityLower wins0.2%

1–4SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsUTRE · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	AUTRE	US Treasury 3 Year Note ETFRead Desk	0.15%	3.76%	+0.3%	+0.7%	+1.3%	+4.1%	new	−2.1%	$14M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	AUTRE	US Treasury 3 Year Note ETFRead Desk	0.15%	3.76%	+0.3%	+0.7%	+1.3%	+4.1%	new	−2.1%	$14M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

UTRE vs SGOV

UTRE

US Treasury 3 Year Note

[…]

SGOV

iShares 0-3 Month Treasury Bond

$12,086

MeasureUTRESGOV

Fee0.15%0.09%

Cost on $10k a year$15$9

Yield3.76%3.63%

5 years, per year[…]+3.9%

3 years, per year+4.1%+4.5%

Worst drop · 1Y−2.1%+0.0%

Volatility · 1Y2.1%0.2%

4–1measures won
SGOV first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: UTRE, SGOV, VCIT

Today

[…]holdings […]

UTRESGOVVCIT

UTRE—[…][…]

SGOV[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

UTRE$376 − $15 = $361

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee