VCIT vs AFIF

AVCIT

BAFIF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · AFIF $11,987

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VCIT and AFIF

VCIT

AFIF

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BAnfield Universal Fixed Income ETF · $682M

+7.2%3 years · per year$12,336 · $11,987+6.2%

+0.9%5 years · per year$10,469 · $11,987+3.7%

0.03%Expense ratio$3 · $85 on $10k · lower wins0.85%

5.03%12-mo yield$503 · $419 on $10k4.19%

−4.9%Worst dropSmaller wins−1.6%

4.5%VolatilityLower wins2.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · AFIF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.2%	+1.6%	+2.7%	+6.2%	+3.7%	−1.6%	$682M
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.2%	+1.6%	+2.7%	+6.2%	+3.7%	−1.6%	$682M
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs AFIF

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,469

AFIF

Anfield Universal Fixed Income

$11,987

MeasureVCITAFIF

Fee0.03%0.85%

Cost on $10k a year$3$85

Yield5.03%4.19%

5 years, per year+0.9%+3.7%

3 years, per year+7.2%+6.2%

Worst drop · 1Y−4.9%−1.6%

Volatility · 1Y4.5%2.6%

3–3measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: VCIT, AFIF, SGOV

Today

[…]holdings […]

VCITAFIFSGOV

VCIT—[…][…]

AFIF[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

SGOV$363 − $9 = $354

AFIF$419 − $85 = $334

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee