IUSB vs SGOV

AIUSB

BSGOV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · BSJS $11,785

Lowest cost0.03%VCIT · $3 on $10k

Most income6.07%BSJS · $607 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IUSB and SGOV

IUSB

SGOV

iShares Core Universal USD Bond ETF · $50.4BiShares 0-3 Month Treasury Bond ETF · $117B

+5.4%3 years · per year$11,705 · $11,417+4.5%

+0.3%5 years · per year$10,151 · $12,091+3.9%

0.06%Expense ratio$6 · $9 on $10k · lower wins0.09%

4.33%12-mo yield$433 · $363 on $10k3.63%

−4.3%Worst dropSmaller wins0.0%

3.9%VolatilityLower wins0.2%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BSJS	Invesco BulletShares 2028 High Yield Corporate Bond ETFRead Desk	0.42%	6.07%	+0.1%	+3.1%	+4.6%	+8.4%	+3.3%	−1.6%	$783M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BSJS	Invesco BulletShares 2028 High Yield Corporate Bond ETFRead Desk	0.42%	6.07%	+0.1%	+3.1%	+4.6%	+8.4%	+3.3%	−1.6%	$783M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs SGOV

IUSB

iShares Core Universal USD Bond

$10,151

SGOV

iShares 0-3 Month Treasury Bond

$12,091

MeasureIUSBSGOV

Fee0.06%0.09%

Cost on $10k a year$6$9

Yield4.33%3.63%

5 years, per year+0.3%+3.9%

3 years, per year+5.4%+4.5%

Worst drop · 1Y−4.3%+0.0%

Volatility · 1Y3.9%0.2%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VCIT, BSJS, IUSB, SGOV

Today

[…]holdings […]

VCITBSJSIUSBSGOV

VCIT—[…][…][…]

BSJS[…]—[…][…]

IUSB[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$565most kept, BSJS

BSJS$607 − $42 = $565

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee