VCIT vs CBIL

AVCIT

BCBIL

Measures won2–0VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · IUSB $10,151

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]VCIT and CBIL

VCIT

CBIL

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BCorgi ETF Trust I - Corgi 3-12 Month T-Bill ETF · $25M

+6.6%3 years · per year$12,129 · […][…]

+1.0%5 years · per year$10,510 · […][…]

0.03%Expense ratio$3 · $5 on $10k · lower wins0.05%

5.02%12-mo yield$502 · $224 on $10k2.24%

−4.9%Worst dropSmaller wins[…]

4.5%VolatilityLower wins[…]

2–0VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · CBIL

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
3	BCBIL	Corgi ETF Trust I - Corgi 3-12 Month T-Bill ETFRead Desk	0.05%	2.24%	0.0%	new	new	new	new	[…]	$25M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
3	BCBIL	Corgi ETF Trust I - Corgi 3-12 Month T-Bill ETFRead Desk	0.05%	2.24%	0.0%	new	new	new	new	[…]	$25M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs CBIL

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

CBIL

Corgi ETF Trust I - Corgi 3-12 Month T-Bill

[…]

MeasureVCITCBIL

Fee0.03%0.05%

Cost on $10k a year$3$5

Yield5.02%2.24%

5 years, per year+1.0%[…]

3 years, per year+6.6%[…]

Worst drop · 1Y−4.9%[…]

Volatility · 1Y4.5%[…]

2–0measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: VCIT, CBIL, IUSB

Today

[…]holdings […]

VCITCBILIUSB

VCIT—[…][…]

CBIL[…]—[…]

IUSB[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

CBIL$224 − $5 = $219

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee