CMF vs BND

ACMF

BBND

Measures won2–4BND wins · of 6 · 5Y

$10,000 · 5Y$10,508VCIT · CMF $10,309

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common[…]CMF and BND

CMF

BND

iShares California Muni Bond ETF · $5.4BVanguard Total Bond Market ETF · $161B

+4.3%3 years · per year$11,340 · $11,761+5.6%

+0.6%5 years · per year$10,309 · $9,983−0.0%

0.08%Expense ratio$8 · $3 on $10k · lower wins0.03%

3.03%12-mo yield$303 · $412 on $10k4.12%

−6.5%Worst dropSmaller wins−4.5%

3.6%VolatilityLower wins4.0%

2–4BND wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsCMF · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	ACMF	iShares California Muni Bond ETFRead Desk	0.08%	3.03%	+0.3%	+0.1%	+0.7%	+4.3%	+0.6%	−6.5%	$5.4B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	ACMF	iShares California Muni Bond ETFRead Desk	0.08%	3.03%	+0.3%	+0.1%	+0.7%	+4.3%	+0.6%	−6.5%	$5.4B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CMF vs BND

CMF

iShares California Muni Bond

$10,309

BND

Vanguard Total Bond Market

$9,983

MeasureCMFBND

Fee0.08%0.03%

Cost on $10k a year$8$3

Yield3.03%4.12%

5 years, per year+0.6%−0.0%

3 years, per year+4.3%+5.6%

Worst drop · 1Y−6.5%−4.5%

Volatility · 1Y3.6%4.0%

4–2measures won
BND first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VCIT, CMF, BND

Today

[…]holdings […]

VCITCMFBND

VCIT—[…][…]

CMF[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

CMF$303 − $8 = $295

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee