VCIT vs DFCF

AVCIT

BDFCF

Measures won3–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$12,092SGOV · VCIT $10,415

Lowest cost0.03%VCIT · $3 on $10k

Most income5.05%VCIT · $505 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VCIT and DFCF

VCIT

DFCF

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BDimensional - Core Fixed Income ETF · $11.8B

+6.2%3 years · per year$11,974 · $11,525+4.8%

+0.8%5 years · per year$10,415 · […][…]

0.03%Expense ratio$3 · $18 on $10k · lower wins0.18%

5.05%12-mo yield$505 · $450 on $10k4.50%

−4.9%Worst dropSmaller wins−4.8%

4.5%VolatilityLower wins4.4%

3–2VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · DFCF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 10, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.7%	−0.7%	−0.4%	+4.6%	−0.2%	−4.5%	$161.4B
4	BDFCF	Dimensional - Core Fixed Income ETFRead Desk	0.18%	4.50%	−0.8%	−0.9%	−0.4%	+4.8%	new	−4.8%	$11.8B

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.7%	−0.7%	−0.4%	+4.6%	−0.2%	−4.5%	$161.4B
4	BDFCF	Dimensional - Core Fixed Income ETFRead Desk	0.18%	4.50%	−0.8%	−0.9%	−0.4%	+4.8%	new	−4.8%	$11.8B

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs DFCF

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,415

DFCF

Dimensional - Core Fixed Income

[…]

MeasureVCITDFCF

Fee0.03%0.18%

Cost on $10k a year$3$18

Yield5.05%4.50%

5 years, per year+0.8%[…]

3 years, per year+6.2%+4.8%

Worst drop · 1Y−4.9%−4.8%

Volatility · 1Y4.5%4.4%

3–2measures won
VCIT first

Nov 10, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.7%

AGGiShares

−0.7%

−0.7%Year to date−0.7%

4.1%Yield4.2%

$161BAssets$139B

1–0AGG wins

End-of-day Nov 10, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

Overlap: VCIT, DFCF, BND, SGOV

Today

[…]holdings […]

VCITDFCFBNDSGOV

VCIT—[…][…][…]

DFCF[…]—[…][…]

BND[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$502most kept, VCIT

VCIT$505 − $3 = $502

DFCF$450 − $18 = $432

BND$415 − $3 = $412

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee