EMHC vs VCIT

AEMHC

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,598EMHC · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income6.34%EMHC · $634 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common[…]EMHC and VCIT

EMHC

VCIT

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $321MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+9.2%3 years · per year$13,039 · $12,368+7.3%

+1.2%5 years · per year$10,598 · $10,508+1.0%

0.23%Expense ratio$23 · $3 on $10k · lower wins0.03%

6.34%12-mo yield$634 · $502 on $10k5.02%

−5.4%Worst dropSmaller wins−4.9%

5.6%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsEMHC · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AEMHC	State Street SPDR Bloomberg Emerging Markets USD Bond ETFRead Desk	0.23%	6.34%	−0.5%	−0.7%	+0.6%	+9.2%	+1.2%	−5.4%	$321M
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AEMHC	State Street SPDR Bloomberg Emerging Markets USD Bond ETFRead Desk	0.23%	6.34%	−0.5%	−0.7%	+0.6%	+9.2%	+1.2%	−5.4%	$321M
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EMHC vs VCIT

EMHC

SPDR Bloomberg Emerging Markets USD Bond

$10,598

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureEMHCVCIT

Fee0.23%0.03%

Cost on $10k a year$23$3

Yield6.34%5.02%

5 years, per year+1.2%+1.0%

3 years, per year+9.2%+7.3%

Worst drop · 1Y−5.4%−4.9%

Volatility · 1Y5.6%4.5%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VCIT, EMHC, BND

Today

[…]holdings […]

VCITEMHCBND

VCIT—[…][…]

EMHC[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$611most kept, EMHC

EMHC$634 − $23 = $611

VCIT$502 − $3 = $499

BND$412 − $3 = $409

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee