FIAX vs BND

AFIAX

BBND

Measures won2–3BND wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · IUSB $10,151

Lowest cost0.03%VCIT · $3 on $10k

Most income8.15%FIAX · $815 on $10k

Smallest drop−2.4%FIAX · worst fall in 1Y

Held in common[…]FIAX and BND

FIAX

BND

Nicholas Fixed Income Alternative ETF · $121MVanguard Total Bond Market ETF · $161B

+4.1%3 years · per year$11,265 · $11,576+5.0%

[…]5 years · per year[…] · $9,985−0.0%

0.97%Expense ratio$97 · $3 on $10k · lower wins0.03%

8.15%12-mo yield$815 · $412 on $10k4.12%

−2.4%Worst dropSmaller wins−4.5%

4.1%VolatilityLower wins4.0%

2–3BND wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFIAX · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	AFIAX	Nicholas Fixed Income Alternative ETFRead Desk	0.97%	8.15%	+0.1%	+3.3%	+4.4%	+4.1%	new	−2.4%	$121M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	AFIAX	Nicholas Fixed Income Alternative ETFRead Desk	0.97%	8.15%	+0.1%	+3.3%	+4.4%	+4.1%	new	−2.4%	$121M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FIAX vs BND

FIAX

Nicholas Fixed Income Alternative

[…]

BND

Vanguard Total Bond Market

$9,985

MeasureFIAXBND

Fee0.97%0.03%

Cost on $10k a year$97$3

Yield8.15%4.12%

5 years, per year[…]−0.0%

3 years, per year+4.1%+5.0%

Worst drop · 1Y−2.4%−4.5%

Volatility · 1Y4.1%4.0%

3–2measures won
BND first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VCIT, FIAX, IUSB, BND

Today

[…]holdings […]

VCITFIAXIUSBBND

VCIT—[…][…][…]

FIAX[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$718most kept, FIAX

FIAX$815 − $97 = $718

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee