VCIT vs FIAX

AVCIT

BFIAX

Measures won2–3FIAX wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · BNDX $10,239

Lowest cost0.03%VCIT · $3 on $10k

Most income8.15%FIAX · $815 on $10k

Smallest drop−2.4%FIAX · worst fall in 1Y

Held in common[…]VCIT and FIAX

VCIT

FIAX

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BNicholas Fixed Income Alternative ETF · $121M

+6.6%3 years · per year$12,129 · $11,265+4.1%

+1.0%5 years · per year$10,510 · […][…]

0.03%Expense ratio$3 · $97 on $10k · lower wins0.97%

5.02%12-mo yield$502 · $815 on $10k8.15%

−4.9%Worst dropSmaller wins−2.4%

4.5%VolatilityLower wins4.1%

2–3FIAX wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · FIAX

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
4	BFIAX	Nicholas Fixed Income Alternative ETFRead Desk	0.97%	8.15%	+0.1%	+3.3%	+4.4%	+4.1%	new	−2.4%	$121M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
4	BFIAX	Nicholas Fixed Income Alternative ETFRead Desk	0.97%	8.15%	+0.1%	+3.3%	+4.4%	+4.1%	new	−2.4%	$121M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs FIAX

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

FIAX

Nicholas Fixed Income Alternative

[…]

MeasureVCITFIAX

Fee0.03%0.97%

Cost on $10k a year$3$97

Yield5.02%8.15%

5 years, per year+1.0%[…]

3 years, per year+6.6%+4.1%

Worst drop · 1Y−4.9%−2.4%

Volatility · 1Y4.5%4.1%

3–2measures won
FIAX first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: VCIT, FIAX, IUSB, BNDX

Today

[…]holdings […]

VCITFIAXIUSBBNDX

VCIT—[…][…][…]

FIAX[…]—[…][…]

IUSB[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$718most kept, FIAX

FIAX$815 − $97 = $718

VCIT$502 − $3 = $499

BNDX$463 − $7 = $456

IUSB$433 − $6 = $427

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee