FSMB vs IUSB

AFSMB

BIUSB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,807FSMB · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−2.4%FSMB · worst fall in 1Y

Held in common[…]FSMB and IUSB

FSMB

IUSB

First Trust Short Duration Managed Municipal ETF · $661MiShares Core Universal USD Bond ETF · $50.3B

+3.9%3 years · per year$11,229 · $11,909+6.0%

+1.6%5 years · per year$10,807 · $10,142+0.3%

0.34%Expense ratio$34 · $6 on $10k · lower wins0.06%

3.21%12-mo yield$321 · $433 on $10k4.33%

−2.4%Worst dropSmaller wins−4.3%

1.8%VolatilityLower wins3.9%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFSMB · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFSMB	First Trust Short Duration Managed Municipal ETFRead Desk	0.34%	3.21%	+0.1%	+1.5%	+2.1%	+3.9%	+1.6%	−2.4%	$661M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFSMB	First Trust Short Duration Managed Municipal ETFRead Desk	0.34%	3.21%	+0.1%	+1.5%	+2.1%	+3.9%	+1.6%	−2.4%	$661M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FSMB vs IUSB

FSMB

First Trust Short Duration Managed Municipal

$10,807

IUSB

iShares Core Universal USD Bond

$10,142

MeasureFSMBIUSB

Fee0.34%0.06%

Cost on $10k a year$34$6

Yield3.21%4.33%

5 years, per year+1.6%+0.3%

3 years, per year+3.9%+6.0%

Worst drop · 1Y−2.4%−4.3%

Volatility · 1Y1.8%3.9%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: VCIT, FSMB, IUSB

Today

[…]holdings […]

VCITFSMBIUSB

VCIT—[…][…]

FSMB[…]—[…]

IUSB[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

FSMB$321 − $34 = $287

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee