VCIT vs IAU

AVCIT

BIAU

Measures won4–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$22,809IAU · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]VCIT and IAU

VCIT

IAU

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BiShares Gold Trust · $61.0B

+6.6%3 years · per year$12,129 · $20,686+27.4%

+1.0%5 years · per year$10,510 · $22,809+17.9%

0.03%Expense ratio$3 · $25 on $10k · lower wins0.25%

5.02%12-mo yield$502 · $0 on $10k0.00%

−4.9%Worst dropSmaller wins−28.2%

4.5%VolatilityLower wins28.9%

4–2VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · IAU

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIAU	iShares Gold TrustRead Desk	0.25%	0.00%	+1.8%	−4.2%	+3.7%	+27.4%	+17.9%	−28.2%	$61.0B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIAU	iShares Gold TrustRead Desk	0.25%	0.00%	+1.8%	−4.2%	+3.7%	+27.4%	+17.9%	−28.2%	$61.0B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs IAU

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

IAU

iShares Gold Trust

$22,809

MeasureVCITIAU

Fee0.03%0.25%

Cost on $10k a year$3$25

Yield5.02%0.00%

5 years, per year+1.0%+17.9%

3 years, per year+6.6%+27.4%

Worst drop · 1Y−4.9%−28.2%

Volatility · 1Y4.5%28.9%

4–2measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

GLDM vs GLD

YTD

SPDRGLDM

−4.1%

GLDSPDR

−4.2%

−4.1%Year to date−4.2%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.8BAssets$136B

2–0GLDM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VCIT, IAU, MUB

Today

[…]holdings […]

VCITIAUMUB

VCIT—[…][…]

IAU[…]—[…]

MUB[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

MUB$326 − $5 = $321

IAU$0 − $25 = −$25

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee