IBTL vs VCIT

AIBTL

BVCIT

Measures won2–4VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · BND $9,974

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.3%IBTL · worst fall in 1Y

Held in common[…]IBTL and VCIT

IBTL

VCIT

iShares iBonds Dec 2031 Term Treasury ETF · $794MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+4.9%3 years · per year$11,533 · $12,210+6.9%

−1.0%5 years · per year$9,510 · $10,493+1.0%

0.07%Expense ratio$7 · $3 on $10k · lower wins0.03%

3.98%12-mo yield$398 · $502 on $10k5.02%

−4.3%Worst dropSmaller wins−4.9%

3.5%VolatilityLower wins4.5%

2–4VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBTL · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	AIBTL	iShares iBonds Dec 2031 Term Treasury ETFRead Desk	0.07%	3.98%	−0.2%	−0.4%	+0.4%	+4.9%	−1.0%	−4.3%	$794M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	AIBTL	iShares iBonds Dec 2031 Term Treasury ETFRead Desk	0.07%	3.98%	−0.2%	−0.4%	+0.4%	+4.9%	−1.0%	−4.3%	$794M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTL vs VCIT

IBTL

iShares iBonds Dec 2031 Term Treasury

$9,510

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,493

MeasureIBTLVCIT

Fee0.07%0.03%

Cost on $10k a year$7$3

Yield3.98%5.02%

5 years, per year−1.0%+1.0%

3 years, per year+4.9%+6.9%

Worst drop · 1Y−4.3%−4.9%

Volatility · 1Y3.5%4.5%

4–2measures won
VCIT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: VCIT, IBTL, BND

Today

[…]holdings […]

VCITIBTLBND

VCIT—[…][…]

IBTL[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

IBTL$398 − $7 = $391

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee