VCIT vs LEMB

AVCIT

BLEMB

Measures won4–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,919LEMB · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common[…]VCIT and LEMB

VCIT

LEMB

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BiShares J.P. Morgan EM Local Currency Bond ETF · $775M

+7.3%3 years · per year$12,368 · $12,714+8.3%

+1.0%5 years · per year$10,508 · $10,919+1.8%

0.03%Expense ratio$3 · $30 on $10k · lower wins0.30%

5.02%12-mo yield$502 · $241 on $10k2.41%

−4.9%Worst dropSmaller wins−6.0%

4.5%VolatilityLower wins6.5%

4–2VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · LEMB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BLEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	−0.2%	+1.4%	+4.8%	+8.3%	+1.8%	−6.0%	$775M
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BLEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	−0.2%	+1.4%	+4.8%	+8.3%	+1.8%	−6.0%	$775M
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs LEMB

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

LEMB

iShares J.P. Morgan EM Local Currency Bond

$10,920

MeasureVCITLEMB

Fee0.03%0.30%

Cost on $10k a year$3$30

Yield5.02%2.41%

5 years, per year+1.0%+1.8%

3 years, per year+7.3%+8.3%

Worst drop · 1Y−4.9%−6.0%

Volatility · 1Y4.5%6.5%

4–2measures won
VCIT first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: VCIT, LEMB, BND

Today

[…]holdings […]

VCITLEMBBND

VCIT—[…][…]

LEMB[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

LEMB$241 − $30 = $211

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee