OBIL vs MUB

AOBIL

BMUB

Measures won3–2OBIL wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · MUB $10,414

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.2%OBIL · worst fall in 1Y

Held in common[…]OBIL and MUB

OBIL

MUB

US Treasury 12 Month Bill ETF · $343MiShares National Muni Bond ETF · $55.0B

+4.4%3 years · per year$11,382 · $11,418+4.5%

[…]5 years · per year[…] · $10,414+0.8%

0.15%Expense ratio$15 · $5 on $10k · lower wins0.05%

3.72%12-mo yield$372 · $327 on $10k3.27%

−0.2%Worst dropSmaller wins−6.3%

0.6%VolatilityLower wins3.7%

3–2OBIL wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsOBIL · MUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	AOBIL	US Treasury 12 Month Bill ETFRead Desk	0.15%	3.72%	0.0%	+2.7%	+3.5%	+4.4%	new	−0.2%	$343M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	AOBIL	US Treasury 12 Month Bill ETFRead Desk	0.15%	3.72%	0.0%	+2.7%	+3.5%	+4.4%	new	−0.2%	$343M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

OBIL vs MUB

OBIL

US Treasury 12 Month Bill

[…]

MUB

iShares National Muni Bond

$10,414

MeasureOBILMUB

Fee0.15%0.05%

Cost on $10k a year$15$5

Yield3.72%3.27%

5 years, per year[…]+0.8%

3 years, per year+4.4%+4.5%

Worst drop · 1Y−0.2%−6.3%

Volatility · 1Y0.6%3.7%

3–2measures won
OBIL first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: VCIT, OBIL, MUB, BND

Today

[…]holdings […]

VCITOBILMUBBND

VCIT—[…][…][…]

OBIL[…]—[…][…]

MUB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

OBIL$372 − $15 = $357

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee