VCIT vs PDBC

AVCIT

BPDBC

Measures won4–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$22,353GLD · PDBC $16,744

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VCIT and PDBC

VCIT

PDBC

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BInvesco Optimum Yield Diversified Commodity Strategy No K-1 ETF · $7.5B

+6.9%3 years · per year$12,210 · $14,450+13.1%

+1.0%5 years · per year$10,493 · $16,744+10.9%

0.03%Expense ratio$3 · $74 on $10k · lower wins0.74%

5.02%12-mo yield$502 · $271 on $10k2.71%

−4.9%Worst dropSmaller wins−16.6%

4.5%VolatilityLower wins21.2%

4–2VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · PDBC

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	GLD	SPDR Gold SharesRead Desk	0.40%	0.00%	−0.8%	−6.0%	+1.6%	+26.6%	+17.5%	−28.3%	$135.0B
2	BPDBC	Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETFRead Desk	0.74%	2.71%	+0.2%	+41.7%	+43.6%	+13.1%	+10.9%	−16.6%	$7.5B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
4	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	GLD	SPDR Gold SharesRead Desk	0.40%	0.00%	−0.8%	−6.0%	+1.6%	+26.6%	+17.5%	−28.3%	$135.0B
2	BPDBC	Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETFRead Desk	0.74%	2.71%	+0.2%	+41.7%	+43.6%	+13.1%	+10.9%	−16.6%	$7.5B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
4	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs PDBC

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,493

PDBC

Invesco Optimum Yield Diversified Commodity Strategy No K-1

$16,744

MeasureVCITPDBC

Fee0.03%0.74%

Cost on $10k a year$3$74

Yield5.02%2.71%

5 years, per year+1.0%+10.9%

3 years, per year+6.9%+13.1%

Worst drop · 1Y−4.9%−16.6%

Volatility · 1Y4.5%21.2%

4–2measures won
VCIT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: VCIT, PDBC, GLD, SGOV

Today

[…]holdings […]

VCITPDBCGLDSGOV

VCIT—[…][…][…]

PDBC[…]—[…][…]

GLD[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

PDBC$271 − $74 = $197

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee