VCIT vs PMIO

AVCIT

BPMIO

Measures won2–1VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · IUSB $10,151

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]VCIT and PMIO

VCIT

PMIO

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BPGIM Municipal Income Opportunities ETF · $65M

+6.6%3 years · per year$12,129 · […][…]

+1.0%5 years · per year$10,510 · […][…]

0.03%Expense ratio$3 · $25 on $10k · lower wins0.25%

5.02%12-mo yield$502 · $382 on $10k3.82%

−4.9%Worst dropSmaller wins−4.9%

4.5%VolatilityLower wins2.9%

2–1VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · PMIO

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	BPMIO	PGIM Municipal Income Opportunities ETFRead Desk	0.25%	3.82%	+0.2%	+2.2%	+2.7%	new	new	−4.9%	$65M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	BPMIO	PGIM Municipal Income Opportunities ETFRead Desk	0.25%	3.82%	+0.2%	+2.2%	+2.7%	new	new	−4.9%	$65M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs PMIO

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

PMIO

PGIM Municipal Income Opportunities

[…]

MeasureVCITPMIO

Fee0.03%0.25%

Cost on $10k a year$3$25

Yield5.02%3.82%

5 years, per year+1.0%[…]

3 years, per year+6.6%[…]

Worst drop · 1Y−4.9%−4.9%

Volatility · 1Y4.5%2.9%

2–1measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VCIT, PMIO, IUSB, BND

Today

[…]holdings […]

VCITPMIOIUSBBND

VCIT—[…][…][…]

PMIO[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

PMIO$382 − $25 = $357

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee