VCIT vs PSDM

AVCIT

BPSDM

Measures won3–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · BNDX $10,226

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.2%PSDM · worst fall in 1Y

Held in common[…]VCIT and PSDM

VCIT

PSDM

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BPGIM Short Duration Multi-Secto · $278M

+6.9%3 years · per year$12,210 · $11,736+5.5%

+1.0%5 years · per year$10,493 · […][…]

0.03%Expense ratio$3 · $40 on $10k · lower wins0.40%

5.02%12-mo yield$502 · $445 on $10k4.45%

−4.9%Worst dropSmaller wins−1.2%

4.5%VolatilityLower wins1.7%

3–2VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · PSDM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BPSDM	PGIM Short Duration Multi-SectoRead Desk	0.40%	4.45%	0.0%	+1.5%	+2.4%	+5.5%	new	−1.2%	$278M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BPSDM	PGIM Short Duration Multi-SectoRead Desk	0.40%	4.45%	0.0%	+1.5%	+2.4%	+5.5%	new	−1.2%	$278M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs PSDM

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,493

PSDM

PGIM Short Duration Multi-Secto

[…]

MeasureVCITPSDM

Fee0.03%0.40%

Cost on $10k a year$3$40

Yield5.02%4.45%

5 years, per year+1.0%[…]

3 years, per year+6.9%+5.5%

Worst drop · 1Y−4.9%−1.2%

Volatility · 1Y4.5%1.7%

3–2measures won
VCIT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VCIT, PSDM, IUSB, BNDX

Today

[…]holdings […]

VCITPSDMIUSBBNDX

VCIT—[…][…][…]

PSDM[…]—[…][…]

IUSB[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BNDX$464 − $7 = $457

IUSB$434 − $6 = $428

PSDM$445 − $40 = $405

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee