SCHQ vs SGOV

ASCHQ

BSGOV

Measures won2–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SCHQ and SGOV

SCHQ

SGOV

Schwab Long-Term U.S. Treasury ETF · $883MiShares 0-3 Month Treasury Bond ETF · $117B

+3.8%3 years · per year$11,198 · $11,419+4.5%

−6.6%5 years · per year$7,108 · $12,090+3.9%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

4.94%12-mo yield$494 · $363 on $10k3.63%

−11.4%Worst dropSmaller wins0.0%

8.8%VolatilityLower wins0.2%

2–4SGOV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSCHQ · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	ASCHQ	Schwab Long-Term U.S. Treasury ETFRead Desk	0.03%	4.94%	−0.1%	−2.0%	−2.7%	+3.8%	−6.6%	−11.4%	$883M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	ASCHQ	Schwab Long-Term U.S. Treasury ETFRead Desk	0.03%	4.94%	−0.1%	−2.0%	−2.7%	+3.8%	−6.6%	−11.4%	$883M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHQ vs SGOV

SCHQ

Schwab Long-Term U.S. Treasury

$7,108

SGOV

iShares 0-3 Month Treasury Bond

$12,090

MeasureSCHQSGOV

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield4.94%3.63%

5 years, per year−6.6%+3.9%

3 years, per year+3.8%+4.5%

Worst drop · 1Y−11.4%+0.0%

Volatility · 1Y8.8%0.2%

4–2measures won
SGOV first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: VCIT, SCHQ, SGOV, BND

Today

[…]holdings […]

VCITSCHQSGOVBND

VCIT—[…][…][…]

SCHQ[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCHQ$494 − $3 = $491

BND$412 − $3 = $409

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee