VCIT vs SCHR

AVCIT

BSCHR

Measures won3–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,508VCIT · MUB $10,414

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.5%SCHR · worst fall in 1Y

Held in common[…]VCIT and SCHR

VCIT

SCHR

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BSchwab Intermediate-Term U.S. Treasury ETF · $13.7B

+7.3%3 years · per year$12,368 · $11,476+4.7%

+1.0%5 years · per year$10,508 · $10,121+0.2%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

5.02%12-mo yield$502 · $402 on $10k4.02%

−4.9%Worst dropSmaller wins−4.5%

4.5%VolatilityLower wins3.6%

3–2VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · SCHR

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.7B
3	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	+0.4%	−0.3%	+0.1%	+4.7%	+0.2%	−4.5%	$13.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.7B
3	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	+0.4%	−0.3%	+0.1%	+4.7%	+0.2%	−4.5%	$13.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs SCHR

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

SCHR

Schwab Intermediate-Term U.S. Treasury

$10,121

MeasureVCITSCHR

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield5.02%4.02%

5 years, per year+1.0%+0.2%

3 years, per year+7.3%+4.7%

Worst drop · 1Y−4.9%−4.5%

Volatility · 1Y4.5%3.6%

3–2measures won
VCIT first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: VCIT, SCHR, MUB

Today

[…]holdings […]

VCITSCHRMUB

VCIT—[…][…]

SCHR[…]—[…]

MUB[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCHR$402 − $3 = $399

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee