SHM vs AGG

ASHM

BAGG

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,578SHM · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]SHM and AGG

SHM

AGG

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5BiShares Core U.S. Aggregate Bond ETF · $139B

+3.3%3 years · per year$11,026 · $11,586+5.0%

+1.1%5 years · per year$10,577 · $9,981−0.0%

0.20%Expense ratio$20 · $3 on $10k · lower wins0.03%

2.70%12-mo yield$270 · $412 on $10k4.12%

−2.7%Worst dropSmaller wins−4.6%

1.8%VolatilityLower wins4.1%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSHM · AGG

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.5%	+2.2%	+3.3%	+1.1%	−2.7%	$3.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.1%	+0.1%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	BAGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.6%	$139.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.5%	+2.2%	+3.3%	+1.1%	−2.7%	$3.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.1%	+0.1%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	BAGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.6%	$139.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SHM vs AGG

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,578

AGG

iShares Core U.S. Aggregate Bond

$9,981

MeasureSHMAGG

Fee0.20%0.03%

Cost on $10k a year$20$3

Yield2.70%4.12%

5 years, per year+1.1%−0.0%

3 years, per year+3.3%+5.0%

Worst drop · 1Y−2.7%−4.6%

Volatility · 1Y1.8%4.1%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: VCIT, SHM, AGG, BND

Today

[…]holdings […]

VCITSHMAGGBND

VCIT—[…][…][…]

SHM[…]—[…][…]

AGG[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

AGG$412 − $3 = $409

BND$412 − $3 = $409

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee