VCIT vs SPIP

AVCIT

BSPIP

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,508VCIT · BNDX $10,186

Lowest cost0.03%VCIT · $3 on $10k

Most income5.48%SPIP · $548 on $10k

Smallest drop−3.2%BNDX · worst fall in 1Y

Held in common[…]VCIT and SPIP

VCIT

SPIP

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BState Street SPDR Portfolio TIPS ETF · $1.1B

+7.3%3 years · per year$12,368 · $11,454+4.6%

+1.0%5 years · per year$10,508 · $9,928−0.1%

0.03%Expense ratio$3 · $12 on $10k · lower wins0.12%

5.02%12-mo yield$502 · $548 on $10k5.48%

−4.9%Worst dropSmaller wins−4.0%

4.5%VolatilityLower wins3.9%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · SPIP

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.2%	+4.7%	+0.4%	−3.2%	$82.9B
3	BSPIP	State Street SPDR Portfolio TIPS ETFRead Desk	0.12%	5.48%	+0.2%	+0.1%	−0.3%	+4.6%	−0.1%	−4.0%	$1.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.2%	+4.7%	+0.4%	−3.2%	$82.9B
3	BSPIP	State Street SPDR Portfolio TIPS ETFRead Desk	0.12%	5.48%	+0.2%	+0.1%	−0.3%	+4.6%	−0.1%	−4.0%	$1.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs SPIP

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

SPIP

SPDR Portfolio TIPS

$9,928

MeasureVCITSPIP

Fee0.03%0.12%

Cost on $10k a year$3$12

Yield5.02%5.48%

5 years, per year+1.0%−0.1%

3 years, per year+7.3%+4.6%

Worst drop · 1Y−4.9%−4.0%

Volatility · 1Y4.5%3.9%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: VCIT, SPIP, BNDX

Today

[…]holdings […]

VCITSPIPBNDX

VCIT—[…][…]

SPIP[…]—[…]

BNDX[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$536most kept, SPIP

SPIP$548 − $12 = $536

VCIT$502 − $3 = $499

BNDX$464 − $7 = $457

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee