VCIT vs SPY

AVCIT

BSPY

Measures won4–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]VCIT and SPY

VCIT

SPY

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BState Street SPDR S&P 500 ETF · $819B

+6.9%3 years · per year$12,210 · $18,039+21.7%

+1.0%5 years · per year$10,493 · $17,118+11.3%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

5.02%12-mo yield$502 · $103 on $10k1.03%

−4.9%Worst dropSmaller wins−8.9%

4.5%VolatilityLower wins13.6%

4–2VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs SPY

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,493

SPY

SPDR S&P 500

$17,118

MeasureVCITSPY

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield5.02%1.03%

5 years, per year+1.0%+11.3%

3 years, per year+6.9%+21.7%

Worst drop · 1Y−4.9%−8.9%

Volatility · 1Y4.5%13.6%

4–2measures won
VCIT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: VCIT, SPY, MUB

Today

[…]holdings […]

VCITSPYMUB

VCIT—[…][…]

SPY[…]—[…]

MUB[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

MUB$327 − $5 = $322

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee