VCIT vs UTRE

AVCIT

BUTRE

Measures won3–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−2.1%UTRE · worst fall in 1Y

Held in common[…]VCIT and UTRE

VCIT

UTRE

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BUS Treasury 3 Year Note ETF · $14M

+6.9%3 years · per year$12,210 · $11,240+4.0%

+1.0%5 years · per year$10,493 · […][…]

0.03%Expense ratio$3 · $15 on $10k · lower wins0.15%

5.02%12-mo yield$502 · $376 on $10k3.76%

−4.9%Worst dropSmaller wins−2.1%

4.5%VolatilityLower wins2.1%

3–2VCIT wins

$10,000 · 5 yearsOne scale

Shared top holdingsVCIT · UTRE

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk		0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BUTRE	US Treasury 3 Year Note ETFRead Desk		0.15%	3.76%	−0.1%	+0.6%	+1.4%	+4.0%	new	−2.1%	$14M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk		0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BUTRE	US Treasury 3 Year Note ETFRead Desk		0.15%	3.76%	−0.1%	+0.6%	+1.4%	+4.0%	new	−2.1%	$14M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs UTRE

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,493

UTRE

US Treasury 3 Year Note

[…]

MeasureVCITUTRE

Fee0.03%0.15%

Cost on $10k a year$3$15

Yield5.02%3.76%

5 years, per year+1.0%[…]

3 years, per year+6.9%+4.0%

Worst drop · 1Y−4.9%−2.1%

Volatility · 1Y4.5%2.1%

3–2measures won
VCIT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VCIT, UTRE

Today

[…]holdings […]

VCITUTRE

VCIT—[…]

UTRE[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

UTRE$376 − $15 = $361

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee