VCIT vs VPC

AVCIT

BVPC

Measures won5–1VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · MUB $10,414

Lowest cost0.03%VCIT · $3 on $10k

Most income15.43%VPC · $1,543 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]VCIT and VPC

VCIT

VPC

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BVirtus Private Credit Strategy ETF · $27M

+6.9%3 years · per year$12,210 · $9,897−0.3%

+1.0%5 years · per year$10,493 · $9,742−0.5%

0.03%Expense ratio$3 · $1,060 on $10k · lower wins10.60%

5.02%12-mo yield$502 · $1,543 on $10k15.43%

−4.9%Worst dropSmaller wins−18.2%

4.5%VolatilityLower wins14.7%

5–1VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · VPC

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BVPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.43%	+0.5%	−12.4%	−11.0%	−0.3%	−0.5%	−18.2%	$27M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BVPC	Virtus Private Credit Strategy ETFRead Desk	10.60%	15.43%	+0.5%	−12.4%	−11.0%	−0.3%	−0.5%	−18.2%	$27M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs VPC

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,493

VPC

Virtus Private Credit Strategy

$9,742

MeasureVCITVPC

Fee0.03%10.60%

Cost on $10k a year$3$1,060

Yield5.02%15.43%

5 years, per year+1.0%−0.5%

3 years, per year+6.9%−0.3%

Worst drop · 1Y−4.9%−18.2%

Volatility · 1Y4.5%14.7%

5–1measures won
VCIT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: VCIT, VPC, MUB, IUSB

Today

[…]holdings […]

VCITVPCMUBIUSB

VCIT—[…][…][…]

VPC[…]—[…][…]

MUB[…][…]—[…]

IUSB[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VPC$1,543 − $1,060 = $483

IUSB$434 − $6 = $428

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee