VCIT vs VTI

AVCIT

BVTI

Measures won3–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$16,332VTI · SGOV $12,086

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VCIT and VTI

VCIT

VTI

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BVanguard Morningstar Total Stock Market ETF · $689B

+7.3%3 years · per year$12,368 · $18,113+21.9%

+1.0%5 years · per year$10,508 · $16,332+10.3%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

5.02%12-mo yield$502 · $110 on $10k1.10%

−4.9%Worst dropSmaller wins−8.9%

4.5%VolatilityLower wins13.7%

3–2VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs VTI

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

VTI

Vanguard Morningstar Total Stock Market

$16,332

MeasureVCITVTI

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield5.02%1.10%

5 years, per year+1.0%+10.3%

3 years, per year+7.3%+21.9%

Worst drop · 1Y−4.9%−8.9%

Volatility · 1Y4.5%13.7%

3–2measures won
VCIT first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: VCIT, VTI, SGOV

Today

[…]holdings […]

VCITVTISGOV

VCIT—[…][…]

VTI[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee